Accident Claims - No Win No Fee - Legal Articles

Wednesday, January 16, 2008

Cruise Ship Holiday Gone Wrong – Accident Claim

Going on holiday is great we all love it; it’s the one time we all get to relax and take a break from our hectic lives and spend some quality time with our family and friends. Taking a holiday on a cruise ship may be your holiday of a lifetime or your yearly summer holiday whatever it may be you don’t want it ruined by illness or injuries.

Tour operators and travel agents have a duty to all their clients to make sure all accommodation is clean and safe as well as making sure the ship is disease and infection free. Going on holiday is supposed to be relaxing but every year there are holidaymakers who come home feeling stressed, feeling cheated as well as having injuries which may affect their lives forever.

In 1992 a law came into force to implement consumer protection on holiday it’s called ‘The Package Travel, Package Holidays and Package Tours Regulations 1992’. It’s there to help and protect clients who go on package holiday like a cruise ship holiday.

Over 1 million people took a holiday on a cruise ship in 2005 and this could easily reach 1.5 million by 2010 and therefore any illness or injuries caused onboard a cruise ship needs to be dealt with professionally and in the clients best interests. Thousands of these passengers every year suffer an illness or an injury whilst onboard the ship, these include:

• Slip and Trips onboard the ship due to the negligence of other passengers or staff
• Food Poisoning from poor hygiene standards this includes: Norovirus, Salmonella and Norwalk
• Bacterial infections from poor hygiene and contaminated water this includes: Typhoid, E-coli and Legionnaires disease
• Accidents on day trip excursions when the ship is in port

If you have suffered an injury maybe a broken leg after tripping and falling over something or having been infected with Salmonella whatever it may be this would of definitely ruined your relaxing and stress free holiday. You shouldn’t suffer in silence and think what if, you should contact a solicitor who specialises in holiday illnesses and injury compensation claims.

The solicitor will help you make a successful compensation claim not only for your injury or illness but also for:

• Your pain and suffering mentally and physically
• For the loss of enjoyment of your holiday
• Loss of earnings if you’ve been unable to return to work when you’ve returned home
• The expenses that you may have had to pay including hospital fees, medicine costs and any other medication you may have had to pay for

You will need to have a solicitor who has knowledge in the area of holiday compensation claims as they can become complex, so don’t sit and suffer in silence, make a claim today and get the compensation you deserve!



Jene Pedder is the Webmaster of Accident Consult who specialise in Holiday Accident Claims.

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Leisure Centre Compensation Claim

People enjoy going to their local leisure centre to go swimming with their family or to go to the gym to keep fit. At leisure centres there’s not only swimming pools and fitness suites these days there’s dance studios, tennis and squash courts, outside tracks for athletics, astro turf surfaces for football and hockey. So as you can see an accident may happen on or in any of these facilities provided by the leisure centre.

More and more people are joining health clubs, leisure centres and sport clubs each year and therefore there is a steady increase in accidents and injuries at these locations by the negligence of other people. All health clubs, leisure centres and sport clubs have a duty to its clients and take care of them.

When you join a gym of any kind, there should always be someone to show you around on your first visit, showing you how to use each of the machines and ask you about any injuries you may have so they can advise you on what equipment may help you recover but also what equipment may cause you pain and to avoid.

The most common injuries sustained in health club, sport clubs or leisure centres are caused by:

• Injuring yourself due to faulty or dangerous equipment
• Injuries sustained due to no training or induction on gym equipment
• Slipping and tripping over flooring that is damaged or any defective flooring including tennis courts and astro turf
• Slipping and falling over on wet floor areas in the changing rooms or around the swimming pool and jacuzzi

Injuries that may be caused are:

• Broken or Chipped Bones
• Head Injuries
• Back and Neck Injuries
• Ligament Pulls and Sprains
• Cuts and Bruises

Whatever the injury, if the accident within the health club or sport club wasn’t your fault you have a legal and civil right to claim compensation for your injuries and suffering caused.

You shouldn’t suffer in silence; you may have had to pay medical bills and medicine fees but you may have also been unable to work and therefore there’s the loss of earnings to consider also. A compensation claim will take all this into consideration as well as the suffering you have been caused mentally and physically.

If you think, oh I cannot afford to pay for a solicitor to handle my claim then find yourself a No Win No Fee solicitor. You won’t need to pay a penny, so why wait. The solicitor will only take on your case if they think it has a very good chance of being successful. If it is successful you will receive the full amount of compensation agreed and your solicitor will get their fees and legal costs from the other party. If you’re unsuccessful you still won’t have to pay a penny and your solicitor will get the legal fees from an insurance company.

So what have you got to lose, don’t sit and suffer in silence from your injuries make a claim today!


Jene Pedder is the Webmaster of Accident Consult who specialise in Personal Injury Compensation Claims.

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Wednesday, January 09, 2008

Accident Claim for Horse Riding Injury

Horse Riding is seen as a lovely relaxing sport, with many children starting horse riding when there 4 or 5. People often don’t realise the weight and power of horse’s even small young ones. In America alone there are over 30 million people riding horses every year and 2,300 under the age of 25 are injured every year and need hospital treatment.

Horses are heavy creatures and can weigh up to 1,500 pounds and can be as high as 3 metres tall. There are different kinds of horse riding from jumping, cross-country, stock work to pleasure riding. In jumping and cross-country the horses can travel as fast as 30mph and you’re on the back no straps just sitting on the saddle holding onto the ropes.

The most common way to injury yourself on a horse is to fall off, of course this can be very serious. Other ways are that of the horse bucking and throwing you off, you may be lucky and get thrown into some bushes but then you may not and you may become lodged in your stirrups and then get dragged along by the horse. Horse riding accidents don’t just happen whilst out on the horse, they also happen when someone’s handling, feeding or grooming the horse as some horses may be domesticated but no horse is 100% safe.

If you’re an inexperienced horse rider you should always tell the instructor, many instructors will then offer you one to one instruction. If you go out on a hack you may have someone holding your horse as well as yourself to keep the horse under control.

For safety reasons all horse riders should wear a hard shell helmet that is securely fastened and in good condition to protect your head if you have an accident. Fitted boots and nonskid gloves should be worn as well as fitted trousers and top. Before you venture out all your equipment should be checked and your stirrup positioned correctly for you. Many centres are now encouraging people to use body protecting gear including the body protector which protects your ribs and soft tissues if you fall and the rest of your chest.

The most common injuries in horse riding are:

• Wrist, Elbow and Shoulder Injuries
• Knee, Ankle and Foot Injuries
• Spinal Injuries
• Bruises, Sprains and Strains
• Broken Bones and Dislocations
• Head Injuries and Concussion – this is the injury which causes the most deaths

If you’ve fell of a horse, been kicked by a horse, trodden on by a horse whatever the situation if the accident wasn’t your fault and you believe you were given the correct training, right equipment you have a legal and civil right to claim compensation.

If you think you can’t afford to make a compensation claim then use a company who work on a No Win No Fee basis. This means you don’t have to pay a penny in legal fees. If your case is successful you will receive the full compensation payout, your solicitor will claim their costs from the other party’s insurance. If your case is unsuccessful you still don’t have to pay a penny, so what are you waiting for, don’t suffer in silence claim today!!


Jene Pedder is the Webmaster of Accident Consult who specialise in Personal Injury Claims working on a No Win No Fee basis.

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Faulty Product – Can I Claim Compensation?

Have you been injured as a result or a faulty product or has your house been damaged from a faulty product? If this is true then you have a legal and civil right to claim compensation against the manufacturer of the product.

Faulty products can be very serious, lets say you’ve bought your child a new doll of course you give it them and think nothing more of it as you would. But then your child starts choking, the eye has fell out and your child has swallowed it thinking it’s a sweetie. Eyes of dolls for children shouldn’t fall out of course they shouldn’t and so if they do the doll is faulty. A child choking on anything is serious, children have small windpipes and therefore the eye will easily get lodged in the windpipe and cause the child to choke.

It’s the same as if a kettle, toaster; microwave explodes in your home or at work. This accident could seriously burn or cause other injuries to you and others around you. Not only could you get hurt but it could also cause damage to the kitchen or area where it’s used and stored.

Claiming compensation for a faulty product may be daunting especially with large manufacturers but you shouldn’t be as The Consumer Protection Act 1987 protects consumers for incidents like this and helps bring a claim against the manufacturer for their faulty or defective product. Not only this but the Sales of Goods Act may also be helpful as it states that all products sold need to be fit for purpose, of a satisfactory quality and appear and work as they are described. So if your product is faulty or defective it isn’t a product that is in satisfactory quality and work as described.

Before you even begin to make a compensation claim contact the retailer where you bought the product and explain what’s happened, then contact trading standards who are able to offer you free advice. When you begin to make the compensation claim, make sure you still have the product in question as this serves as your evidence, also read the small print on the box or in the instructions to check that it doesn’t state this is something that may go wrong with the product. If it does state this you have very little chance of making a successful compensation claim. When you make a claim make sure you pin point exactly what happened with the product and the defect or faulty part of the product. This will help prove your claim that the product is faulty and caused you a personal injury or property damage.

If there were any witnesses of the accident whether it was a faulty product causing injury to yourself or causing property damage take names and addresses so they can be contacted later in the claim. If you took any photographs of the faulty product, your injuries the property damage this can be used as evidence. The more evidence you have the more likely your claim is to be successful. A final piece of evidence to help you make your compensation claim is to have a medical record of your injuries. You may have had to go to hospital with your injuries or just to the doctor whatever it may have been these medical records will be able to prove your injuries.

A point to remember, if the retailer or manufacturer offer you a replacement for the product that was faulty or defective that caused you injuries or your property some damage, the retailer or manufacturer will dismiss your compensation claim if you go ahead after you’ve accepted a replacement.


Jene Pedder is the Webmaster of Accident Consult who specialise in Personal Injury Compensation Claims.

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Claiming Compensation after a Motorcycle Accident

If you ride a motorcycle you’re more than likely to know someone whether a friend or family member who has had an accident whether in a car, on a bus, in a lorry, as a pedestrian or on a motorbike. Motorbike accidents are common occurrences on Britain’s roads as more and more people take to riding motorcycles instead of a car. People see it as freedom and excitement and also easier to get through the traffic but they forget about some people aren’t fully aware about what’s going on around them.

Every year there’s thousands of motorcycle accidents caused by another vehicle may it be a bus, car or lorry. These accidents usually involve the other driver not seeing you and pulling out of junctions and you can’t do anything about this except hit them. Other accidents include other vehicles not seeing you when you’re moving from lane to lane or passing them, then they are most likely to hit you. These can be very serious accidents especially for you as you’re likely to be thrown from your motorcycle and if you have a passenger on pillion there even more likely to be thrown off the motorcycle.

There are other motorcycle accidents of course when the motorcycle is at fault; they may have been showing off doing wheelies or just going too fast. Every year thousands of motorcyclists die because they don’t pay enough attention. Many car drivers don’t like motorcyclists as they intimidate them and this of course isn’t good. Car drivers need to be made aware that most motorcyclists ride carefully and just enjoy riding their bike not to show off but to get the feeling of freedom they get from riding their bike.

If you have been in a motorcycle accident and it wasn’t your fault, you have a legal and civil right to claim compensation from the other party involved. Having an accident on a motorcycle can be a lot worse than having an accident in a car due to having the car to protect you but as a motorcyclist you only have your leathers, boots and helmet to protect you. Of course if you don’t wear leathers you are asking to be hurt, as if you have an accident you wont be protected.

Your injuries may include:

• Broken Bones
• Spinal Injuries
• Neck Injuries
• Cuts and Bruises
• Internal Injuries
• Head Injuries

No-one wants these injuries, but if you are the injured party in motorcycle accident and received any of these injuries you are entitled to compensation to cover any medical costs and medicine charges, loss of earnings if you’re unable to work with your injuries. Of course if your injuries are permanent you may not be able to work again, your compensation payout would cover this. As well of these your compensation will cover any suffering mentally and physically you’ve been caused from the accident.

Don’t sit and suffer in silence, it’s your legal right to claim compensation if the accident wasn’t your fault and you’ve suffered from any injuries. Claim Today!


Jene Pedder is the Webmaster of Accident Consult who specialise in Motorcycle Compensation Claims.

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Wednesday, January 02, 2008

Claiming Compensation for a Pedestrian Injury

More and more cars are and other vehicles are on the roads each year and so Britain’s roads are getting busier and busier. The roads are continuously being repaired, altered and new roads being built but this doesn’t help the fact that there are over 30 millions cars on the road today. Therefore more and more pedestrian and road traffic accidents are happening.

Around 33,000 people are injured every year on Britain’s roads; it’s a shocking figure and a figure we all need to look at carefully. Everyone needs to be aware of the amount of injured people each year, this may help people slow down on roads and be more aware of pedestrians on zebra crossings or just walking on the pavement.

As a pedestrian walking or jogging on the pavement and walking across a pedestrian crossing are the most likely places where a pedestrian is injured. On a Friday, Saturday or Sunday you are more likely to be involved in a pedestrian traffic accident between the hours of 3pm and 8pm. There are more accidents when a car is doing the speed limit of 30mph or less as this speed limit is usually in place in built up areas, around homes and public places like the supermarket and shops.

Children are the higher risk of being involved in a pedestrian accident as they have less traffic knowledge as well as being physically and cognitively less developed. Hitting a child pedestrian whilst driving a car, the child is likely to die if the car was travelling over 30mph.

The speed the car was travelling when the car hit the pedestrian is very important. If the car is travelling at around 30mph the pedestrian has a 95% survival rate but this drops dramatically if the car is travelling at 50mph to 60%. Finally if the car is travelling at 70mph the pedestrian only has a survival rate of 20% which is very low. At any speed the pedestrian is likely to receive severe injuries, from head injuries to broken bones to internal injuries.

As a pedestrian you need to take precautions for you and the people around you, always use the pavement and if there isn’t one walk facing the traffic that’s coming towards you, always look left, right and left again before crossing a road, try and use pedestrian crossing and traffic lights when crossing a road, but make sure the cars are stopped before you cross.

Making a compensation claim for a pedestrian accident is simple especially if you were taking the precautions as stated above. If you were walking on the road through moving traffic your claim is made more difficult as the blame could be on you. If you took the precautions and it was the driver’s fault not paying enough attention, not noticing you at the pedestrian crossing, whatever it may be you have a legal and civil right to claim compensation for the pain, suffering, medical bills and loss of earnings you may have suffered.

As a driver you should be aware of pedestrians walking on pavements, standing at pedestrian crossings or walking across and well as at traffic lights. It’s your responsibility to keep your eye out for pedestrians and notice them.

If you’ve been involved in a pedestrian road traffic accident and have suffered injuries from this why not make a compensation claim, it’s what you deserve.



Jene Pedder is the Webmaster of Accident Consult who work on a No Win No Fee basis and specialise in Pedestrian Compensation Accident Claims.

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The Myths about Claiming Compensation

There are many myths around how to make a compensation claim and how to go about it, and therefore so many people are afraid to even consider making a claim when they should as they are not only suffering from their injuries caused by the accident but also the loss of earnings and medical costs they are having to pay.

I will consider the myths in which put people off in making a compensation claim these are as follows:

Compensation Claims are Complex and Take a Long Time – if there is no issues with who is liable then the case will take around 8-12 months which isn’t a long time. If the liability is disputed the case will take longer as well as serious injury cases. At the start of the claim you will need to fill out quite a lot of paperwork but once that’s done your solicitor will take care of other things and try and make the claim successful with little hassle and delay.

You have to go to Court to Claim Compensation – most compensations claims are actually settled out of court and long before a court case is necessary. Everyone knows it’s cheaper to settle out of court and it also saves time for everyone. Only around 4% of compensation claims reach court for settlement.

Compensation Claims take Years to Settle – most compensation claims take around 8 to 12 months and therefore under a year. If there are problems within the case around liability then the case may take a couple of years.

The Law Protects Big Companies – in the UK the laws that are in place protect the public more than the companies. The UK is one of the most compassionate and considerate in the world. Maintenance of roads, vehicles and work environments are all closely watched under Health & Safety Regulations.

All of the Solicitors are Out to Get What They Want with Hidden Charges – solicitors easily get a bad name with bad press surrounding them from radio to papers to news channels. But solicitors are one of the best professionals which are regulated in the UK. There are always bad press saying that solicitors hide charges especially with the basis of No Win No Fee. In 2000 the legislation of No Win No Fee came into play which solicitors will work on your case for free in England and Wales.

Making a Claim Against your Employer will get you Sacked – there are many accidents each year that happen at work but many don’t claim as they believe they will be sacked if they do. An employer cannot sack you on the grounds that you are claiming against them; if they do you should claim for unfair dismissal. The law protects workers who have been with the employer for over 12 months.

You Cannot Obtain Medical Treatment whilst Claiming Compensation – this is just silly, if you have injuries they need to be looked at and cared for so they heal up as quickly as possible. The other party’s insurers may require to see you through your recovery process so they themselves can see the injuries you have. The quicker you receive treatment the quicker you are likely to respond and recover from your injuries.

I hope this had put your mind at rest and made you think clearly about claiming compensation if you have suffered injuries mentally or physically from an accident that wasn’t your fault. Whatever the injuries may be you have a legal and civil right to claim compensation.


Jene Pedder is the Webmaster of Accident Consult who specialise in Making a Compensation Claim.

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Claiming Compensation for a Car Accident that wasn’t your fault!!!

Have you been involved in a car accident or road traffic accident that wasn’t your fault and you’ve suffered mental and physical injuries as result of this accident. If so you have a legal and civil right to claim compensation from the other party.

A car accident can be very serious; you may be the driver of the car or a passenger in the car but you may also be on a bus, or in a lorry. If you’re not wearing a seatbelt you are more likely to receive more serious injuries as well as the possibility of being thrown through the windscreen. You should always wear a seatbelt however young or old you are it’s a legal requirement by the driver to make sure all passengers wear their seatbelts if they don’t and the police pull you over the driver will be fined as well as the passengers not wearing seatbelts.

The injuries you may receive are more likely to be physical but people forget how a car accident can also scar the injured persons mentally. They may be scared to go outside, let alone go in a car. The most popular physical injuries a person may receive from being in a car accident include:

• Whiplash
• Broken Bones
• Cuts and Bruises
• Back and Neck Injuries
• Internal Bleeding
• Internal Injuries
• Head Injuries

Any of the above can be serious especially those of back, neck, brain and internal injuries. You may never fully recover from those injuries and you may require medical attention and drugs for the rest of your life. All this involves money and you shouldn’t have to suffer from loss of earnings if you’re unable to work whilst recovering or even work at all. If you’ve received serious injuries you may never be able to go back to your job and therefore you will lose your income, this is serious as your income will proberly be covering your mortgage or rent as well as food shopping and other bills.

You shouldn’t suffer in silence, you shouldn’t have to go into debt because of the accident and you shouldn’t have to pay your medical costs. If your accident has happened in the last 3 years and it wasn’t your fault then why not consider making a claim against the other party.

If the other party is at fault it’s your legal and civil right to claim compensation from them. This compensation will payout any loss of earnings you’ve suffered from or will continue to suffer from in the future, medical costs and also the suffering mentally and physically you have been caused from this car accident.

You should find a solicitor who specialises in Road Traffic Accident Compensation Claims, as they will know how to get the compensation payout you deserve. If you think you cannot afford to make a claim why not try a No Win No Fee solicitor. They will take on your case for free if they think it has a very good chance of winning. If your case is successful you will receive the full amount of compensation granted and your solicitor will recover their legal fees and costs from the other party’s insurance company. If your case is unsuccessful you won’t have lost anything as you still don’t pay a penny in costs to your solicitor. So what have you got to lose, nothing but you may have a lot to gain, so why wait?


Jene Pedder is the Webmaster of Accident Consult who work on a No Win No Fee basis and specialise in Road Traffic Accidents.

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